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Housing prices and foreclosure rates are back to normal, and the unemployment rate is at a historic low.
Consumer confidence hit a 17-year high in late 2017 and holiday sales jumped nearly 5% vs.
For the first time, there are more Americans with very high scores (Super Prime) than very low scores (Deep Subprime).
For example, in 2017, 22.3% of Americans had Vantage Scores between 781-850 – a 6% increase versus 2016, and an improvement compared to five years ago when only 19.8% were in that range.
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There’s plenty of disagreement over the economic impact of the Republican tax legislation, for example.
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